Buy Now, Pay Later
Pay for your ticket in instalments over up to 12 months, interest-free.
These are the main terms of the “Buy Now, Pay Later” service, offered to make shopping easier and more affordable:

Main terms
- Amount range
- 100 - 8000 AZN
- Term
- Up to 12 months
- Annual interest rate
- 0%
- Security
- No guarantor, no collateral
- Age limit
- Between 20 and 70
- Proof of income
- No proof of income is required to apply.
- Repayment
- Every 14 days on the 8-week schedule shown in the table below; monthly for all other terms.
- Purpose
- Financing the goods and services customers buy.
- Restriction
- Cannot be used for cash withdrawals or transfers.
Commission table
| Payment plan | Commission |
|---|---|
| 1 payment within 0-30 days | 0.00% |
| 8 weeks (4 payments) | 0.00% |
| 3 months | 1.00% |
| 6 months | 3.50% |
| 9 months | 6.00% |
| 12 months | 8.00% |
What you need to apply
- FIN code
- The ABB Mobile app
- The mobile number the ABB Mobile app is active on
Before you apply, permissions to request your personal and employment data must be enabled in the MyGov app.
How to apply
A short video that walks through the payment step by step.