Buy Now, Pay Later

Pay for your ticket in instalments over up to 12 months, interest-free.

These are the main terms of the “Buy Now, Pay Later” service, offered to make shopping easier and more affordable:

Buy Now, Pay Later

Main terms

Amount range
100 - 8000 AZN
Term
Up to 12 months
Annual interest rate
0%
Security
No guarantor, no collateral
Age limit
Between 20 and 70
Proof of income
No proof of income is required to apply.
Repayment
Every 14 days on the 8-week schedule shown in the table below; monthly for all other terms.
Purpose
Financing the goods and services customers buy.
Restriction
Cannot be used for cash withdrawals or transfers.

Commission table

Payment planCommission
1 payment within 0-30 days0.00%
8 weeks (4 payments)0.00%
3 months1.00%
6 months3.50%
9 months6.00%
12 months8.00%

What you need to apply

  1. FIN code
  2. The ABB Mobile app
  3. The mobile number the ABB Mobile app is active on

Before you apply, permissions to request your personal and employment data must be enabled in the MyGov app.

How to apply

A short video that walks through the payment step by step.